Zelle® is a great way to send and receive money between friends, family and others you trust – regardless of where they bank1. We offer the below features:

  • Send — send money directly to your recipient’s bank account, typically within minutes1.

  • Request2 — send a request for money. The person who receives the request will be able to accept or decline – if they accept, you'll typically receive the money in minutes1.

  • Split2 — if your customer needs to split a bill or share a cost with multiple people, your customer can use split to calculate how much everyone owes and then send a request for money to each person1.


Zelle® is not available for business accounts at this time. This includes non-profit/organization accounts, sole proprietor accounts, and trust accounts. 


You must be at least 18 years old to use Zelle®


1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.

2 Must have a bank account in the U.S. and be at least 18  years old to use Zelle®.