The first $500 of your total daily mobile deposits will be available immediately. The remaining balance of your deposit that's submitted and accepted before 11:59 p.m. ET on any business day will be available on the second business day. A business day is Monday through Friday, excluding Federal Reserve Bank Holidays.
In certain circumstances (see examples below), and at our discretion, a portion of, or your entire mobile deposit, may be delayed for longer periods. We’ll notify you if we delay your funds and let you know when the funds will be available. In most cases, the funds will be available within two to seven business days after the day of your deposit.
- We have reason to believe that your deposit with us will not be paid.
- You deposit a check(s) totaling more then $5,525 on any one day, or otherwise exceed your deposit limit.
- You have overdrawn your account repeatedly in the last six months.
- You deposit one or more checks totaling an amount that requires the paying institution to verify that the check(s) will be paid.
- There is an emergency, such as a failure of communication equipment.